Weirdest Things People Insure in the World

Most of us have some kind of insurance, usually to cover unforeseen expenses or losses of property or income. With some people, things operate somewhat differently. Some people purchase insurance to safeguard their possessions because they rely on certain body components for their livelihood.

Here are some of the strangest insurance policies:

Gordon Ramsay’s taste buds

Gordan Ramsey, a well-known chef and restaurateur, has built a lucrative career on his sophisticated palate. Millions of people across the world tune in to see the contestant sample the food cooked by participants and offer his candid assessment.

The UK chef reportedly paid $10 million in insurance for his precious taste buds.

Complete body of Daniel Craig

It is well-known that the James Bond star performs his own stunts, and there have been media rumors regarding Craig suffering an injury while shooting.

Evidently, insurance coverage for US$9.5 million was necessary due to the risk involved in playing the British secret agent. According to reports, it was used to cover his entire body while he was being filmed for the 2008 James Bond film, “Quantum of Solace.”

Legs of David Beckham

One of the most well-known football players in the world is undoubtedly David Beckham. Those precious legs have a multi-million dollar covering to protect him from any mishaps that could gravely harm them and prohibit him from completing his mission to “bend it like Beckham.”

According to reports, Beckham secured a US$195 million personal insurance coverage through Lloyds of London, making it one of the largest in sporting history.

America Ferrera’s smile

America Ferrera is best known for playing the principal character of a nerdy but ambitious young woman with braces in the popular television series Ugly Betty. Ferrara actually has a beautiful grin, though.

Her smile was insured by Aquafresh, a US teeth-whitening product, as part of a campaign to earn $10 million for a charitable cause.

Finger of Keith Richards

In addition to pointing, driving, and playing the guitar for his group, The Rolling Stones, Keith Richards has done a variety of things with his middle finger. It should come as no surprise that Keef had his middle finger insured for $1.6 million given that The Stones often earn over $100 million every tour.

Aliens

Your expenses should be covered by alien abduction insurance in the event that you are taken hostage by extraterrestrials or other non-human life forms. According to Hollywood lore, Shirley MacLaine had insurance that would have paid out $25,000 in case she suffered a loss as a result of extraterrestrial abduction.

According to Lloyd’s of London, they have created almost 20,000 alien abduction insurance policies.

Bruce Springsteen’s vocal cords

The songs “Born in the USA.” and “Born to Run” by New Jersey-born singer-songwriter Bruce Springsteen are his best-known works. Springsteen is the 15th most popular artist of all time with over 64 million records sold in the US.

Springsteen evidently places a high value on his singing abilities, which are apparently insured for US$6 million.

Monster of Loch Ness

Nessie-mania peaked in the 1970s when expeditions were scouring Loch Ness’s depths in search of the fabled beast. Scottish whiskey producer Cutty Stark capitalized on the craze by offering a £1 million reward for a live capture, but their initial request for insurance was denied by Lloyd’s of London with the statement “The Risk is too great.” Eventually, under pressure from the public, Lloyd’s granted the policy in case Nessie materialized.

The Loch Ness monster was insured for £1 million against any potential damages in 2013 by the Scottish cruise firm Jacobite Cruises.

Personal Vanity and Facial Hair

Australian cricket star Merv Hughes views his mustache as a symbol of who he is. His well-known handlebar mustache is insured for over $400,000 as a result.

Talk to the Hands

In the 1930s, Harvey Lowe had his hands insured for $150,000.

Because Harvey was the world yo-yo champion and his hands had carried him there, there was a need for such a sizable policy (because that amount of money was significant at the time the policy was issued). When he was in his early teens, he started utilizing yo-yos, and he did so for many years.

The nose of Ilja Gort

According to reports, this Dutch winemaker, who owns the renowned Chateau de la Garde in Bordeaux, France, insured his nose for $8 million. According to Gort, who makes wine, his nose can identify millions of different scents. Gort is prohibited from engaging in winter sports, boxing, or fire breathing as a result of the rule.

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Conclusion

The first things that come to mind when we hear the phrase “insurance” are usually the fundamentals: auto, house, health, etc. Anything else is just the monthly charge over and above that, often for utterly pointless items.

However, having appropriate insurance can never hurt, and people like these and many others out there take having adequate insurance to a whole new level. Some superstars are recognized for having physical “assets” that, if severely hurt or deformed, may prevent them from earning the millions they were.

Do you need insurance for anything unusual? We are here to assist you with your company insurance needs right now, weird, bizarre, or boring. Get in touch today!