Tips for What to Do If Your Car Is Stolen

by Ronel Forbes

September 22, 2023

The Philippine National Police reported that compared to prior years, the number of crime cases like kidnapping has been gradually declining. Even though this can be reassuring, automobile theft is still a major problem in several areas of the nation.

Despite your best efforts to drive safely and responsibly, accidents can still occur on the road at any time. Consider being a party to a car theft. Being the victim of auto theft can be very frustrating.

Along with taking preventative steps, it is crucial for all automobile owners to understand what to do in the event of a car theft. Check out these five suggestions to make sure you can handle it intelligently and without feeling anxious.

Be calm and assess the situation

You just noticed that your car isn’t parked in the same location as before. Better to remain cool and attempt to remember precisely the last time you remembered being with your car than to stress out and panic all over the place. There’s a chance you mistakenly thought one of the nearby parking lots was yours.

Before drawing any conclusions, attempt to take a walkabout. Your automobile could also be towed as a result of an unidentified parking infraction.

Inform the cops

It’s time to contact the police if all else fails and you can’t find your car. Prepare to provide the police with the following details:

A thorough description of your vehicle. Tell them in particular if the car has GPS capabilities.
Photocopies of the OR/CR (Original Receipt and Certificate of Registration) are acceptable.
Vehicle identification number, or VIN.
Number on a license plate.
Driver’s license
Name and address in full.
These enable them to possibly track your car and get in touch with you for any case-related changes. Furthermore, given that you currently have insurance that covers incidences of automobile theft, filing a stolen vehicle report improves your case for receiving the benefits of auto insurance.

Notify your insurance agent or provider

Your efforts to obtain auto insurance will now come in extremely handy. To find out if you qualify for any of the benefits offered by their policies, you might need to contact your insurance provider straight away. Just be careful to provide each and every prerequisite required in order for the claiming procedure to move forward.

Notify your financial provider

Make sure to notify the firm immediately if the stolen vehicle is still covered by a loan or lease. You might never want to make another payment for a car that is no longer yours.

Instead of panicking, consider other options.

Once you have completed all of the aforementioned tasks, all that is left to do is wait and pray for the best. But don’t hold your breath. It is best to go on and take the experience to heart. Consider what you will do next. You can still try some other search strategies or begin to think about buying a new car.

Whatever decision you make, keep in mind that it’s not the end of the world, and stop weeping as soon as you can.

Conclusion

The moment has come to consider adopting fresh steps to dissuade potential thieves from ever again touching your car. Take into account anti-theft tools like a modern alarm system or a GPS tracking device.

Verify the scope of your auto insurance. Comprehensive insurance, which is normally an optional plan, typically covers auto theft. Car theft is typically not covered by the insurance provider’s minimum motor car insurance requirements.

Remember that your car insurance does not provide coverage for personal items in your vehicle. They must be covered, or you must make a claim on your renters or homeowners insurance.