An accident, whether little or major, is a dangerous condition to be in. In the Philippines, 55 traffic accidents are predicted to occur every 60 minutes. We live in a country where accidents are so common.
As a result, having a basic understanding of what to do and what to avoid in the event of a road collision is essential.
While you can’t control other drivers’ actions, there are some things you can do and shouldn’t do to guarantee your own and others’ safety.
In the Philippines, car accidents are a common occurrence. Road accidents are caused by a variety of factors, including inappropriate overtaking, drunk driving, and improper turning. While you can’t control other drivers’ actions, there are some things you can do and shouldn’t do to guarantee your own and others’ safety.
Let’s start with the Don’ts:
Don’t flee or speed away from the situation.
Even if the accident is minor, you should never (and we mean never) leave from an accident site. Worst of all, you’re abandoning victims who may be saved. Furthermore, if you flee, you will almost certainly be charged with Hit and Run. This could lead to incarceration.
This is, without a doubt, a serious matter. However, you can only assist people if you strive to remain cool and think clearly.
Physical Injury Do’s and Don’ts
- Removing the stabbed object will just make the bleeding worse. The only thing impeding blood flow is the item. It’s advisable to delegate this task to a medical expert.
- Don’t Try to Move an Injured Person’s Neck: In the event of a major accident, glancing at a person’s neck may reveal a spinal injury. Do not attempt to relocate that person if it is at an abnormal angle.
- Don’t Feed Food or Liquids to the Injured: Because it’s difficult to tell how serious a person’s injuries are, it’s preferable not to feed them on the spot. They may choke or be unable to chew food as a result of their condition.
No one is to blame for the accident.
You may have been injured or damaged as a result of the accident. Blaming the other person, on the other hand, will just add to the anxiety already present as a result of the accident.
Accepting a settlement without consulting with an insurance representative is a bad idea.
The third party may give low-cost compensation if the mishap was clearly not your fault. This is counterproductive to the objective of motor car insurance. Accepting verbal agreements on the spot is never a good idea.
Following are some things to do following a car accident:
Examine Your Injuries
Try to inspect yourself for more injuries as soon as you feel better. Some injuries may not bleed at all; try moving your arms and legs to locate wounded areas.
Attempt to Stop the Bleeding
If you find a bleeding wound, try to stop the blood flow by tying a cloth one inch above it. Applying pressure to the wound with a piece of cloth can also assist. Apply pressure with your palm rather than your fingers.
Request for Assistance
If you notice that additional individuals have been hurt in an accident, the first thing you should do is shout “help” several times. Locals would be the first to arrive at the scene of an accident.
Make three phone calls
The initial call should be for medical assistance. The third call is to the insurance hotline, and the second is to the police to report the collision.
Pictures of the Scene can be found by clicking here.
Once you’re certain that no one needs immediate medical assistance, begin photographing the situation. These will come in handy in the future, such as in a police investigation or an insurance claim.
Accidents aren’t pretty, but after you’ve been in one, your goal should be to help others. Who was to blame? This will be important later.
The insurance company will do everything possible to cover the costs of treating injuries and losses caused by the accident to third-party individuals. Your expenses will be covered by a comprehensive insurance policy.
It is your responsibility to drive carefully and avoid collisions. In most cases, a third-party insurance policy comes with a Personal Accident (PA) coverage. PA insurance for owner drivers is required and is available for a small price. As a result, if you are wounded in an accident, the insurance company will give you a set amount as compensation.